Title 12: Banks and Banking PART 1024—REAL ESTATE SETTLEMENT PROCEDURES ACT (REGULATION X) Contents Subpart A—General Provisions §1024.1   Designation. §1024.2   Definitions. §1024.3   E-Sign applicability. §1024.4   Reliance upon rule, regulation or interpretation by the Bureau.§1024.4   Reliance upon rule, regulation, or interpretation by the Bureau. §1024.5   Coverage of RESPA. Subpart B—Mortgage Settlement and Escrow Accounts §1024.6   Special information booklet at time of loan application. […]






Court of Special Appeals of Maryland. Larry FINCH, et al. v. LVNV FUNDING LLC. No. 704, Sept. Term, 2012. — June 28, 2013 WOODWARD, BERGER, ARRIE W. DAVIS, (Retired, Specially Assigned), JJ. This case arises out of an action filed in the Circuit Court for Baltimore City by co-appellants Larry Finch (“Finch”) and Kurt A. […]






The Justice Department, along with federal and state partners, today announced a $13 billion settlement with JPMorgan – the largest settlement with a single entity in American history – to resolve federal and state civil claims arising out of the packaging, marketing, sale and issuance of residential mortgage-backed securities (RMBS) by JPMorgan, Bear Stearns and […]






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Credit Error? It Pays to Be On VIP List. – New York Times By TARA SIEGEL BERNARD Published: May 14, 2011 The credit rating bureaus, whose reports influence everything from credit cards to mortgages to job offers, have a two-tiered system for resolving errors — one for the rich, the well-connected, the well-known and the […]

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Violation of automatic stay: Where an unsecured creditor of the Chapter 7 debtor called her nearly twice a day after she filed her bankruptcy petition, continuing through the morning of the hearing on the debtor’s motion for sanctions for violation of the automatic stay, the Bankruptcy Court for the Northern District of Illinois awarded the […]






For the first time, a major U.S. bank has been found liable for fraud in the sale of defective mortgages during the lead-up to the 2008 financial crisis. On Wednesday, a federal jury in New York found Bank of America guilty of defrauding taxpayers in the sale of thousands of defective home loans from its […]






The Maryland Real Estate Commission, along with the Department of Labor, Licensing and Regulation’s (DLLR) other occupational and professional licensing boards, have finished designing a new, streamlined licensing process for Maryland’s military personnel, veterans and their spouses. In the 2013 Session of the Maryland General Assembly, Maryland joined a number of other states in supporting […]






Fannie and Freddie are suing victims of foreclosure.